shm.inc.com Statewide Home Mortgage

WHY CHOOSE US?

This is why:

Our motto is FPS. Friendly, Personal, Service. We strive to maintain this standard
throughout every transaction. Whether it is a "simple" conventional loan or a sometimes
more "complex" non-conventional loan.

Often a company will continually tell you about what they can do. We consider that a
'Me, me, me!' attitude, instead of a 'You, you, you!' approach. Our focus is on you
and why you will benefit from using our service.

You and your mortgage needs are the reason we exist!

We strive to produce the benefits you are looking for. We care about what is
best for you!

We consider ourselves Mortgage Consultants because the person who starts you on the
process of securing your loan is also the person who handles all aspects of it until you are
finished. It gives you an easy way to keep track of your loan process because you deal
with the same person throughout the whole time. This benefits you because you only
deal with one contact person.

Although using this process is not assembly line oriented, like some of our competitors, it
does offer you the type of personalized service you deserve. We do not like the "your just
a number" philosophy. FPS.

Buying a new home is a big step in the lives of most people. Negotiating the price of your
home is only part of the equation. Equally important is finding the right mortgage terms to
finance your investment. Finding the best mortgage rate can make a huge difference in
the total value and the installment payments of your loan. Fifteen or thirty years is a long
time to pay on a mortgage with a higher rate than necessary.

Refinancing your mortgage is also something to improve your financial health. As interest
rates fluctuate and your creditworthiness changes, you should recognize the opportunity
to better your mortgage position.

Many prospective homebuyers have dealt with the traditional bank plan to finance their
home. While this approach is good, if you can qualify, this financing plan often demands
strict adherence to their guidelines. Unfortunately, some borrowers cannot meet these
guidelines, so they feel trapped. In today's hectic and ever changing financial climate,
homebuyers sometime need other options available to them. This is where a mortgage
broker can often times help.

Statewide Home Mortgage offers you the opportunity to find the right loan program for
your needs. We work with several different lenders to find the loan program and criteria
that fit your unique situation. Over half of the mortgage loans in the United States are
closed through mortgage brokers. We can do it for you.

Your finances are important to you. We work to provide service that keeps your best
interest first throughout the process of securing financing for your home. Everyone has
different needs and resources, and many individuals are at diverse stages in their financial
capability.

The bottom line is we pledge to give you the time and effort it takes to secure the best
mortgage for your needs.

Contact Statewide Home Mortgage today and let us earn your business.

Ohio Mortgage Broker License #MB1316

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